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The Mandiri Rural Community Empowerment National Program (PNPM) is the government's national policy in an effort to accelerate poverty reduction based on community empowerment. The program is an additional savings and loan capital for women's business groups through the Women's Group Savings and Loans (SPP) program. Currently, the process of distributing SPP group revolving fund loans is provided through the Activity Management Unit (UPK) to the savings and loan groups after being verified by the Verification Team, but in the implementation process there are problems faced, namely there are SPP groups who experience arrears or delays in returning loan funds due to various reasons from the SPP group which result in bad loans. Therefore, we need a system that can reduce the risk of delays in payment of loan funds by selecting candidates for the SPP group selectively based on the standard criteria set by the UPK. Based on the problems that have been described, it is necessary to have a system to assist the UPK in making decisions to the maximum extent possible. Decision Support System (DSS) is a computer-based system and is used to solve problems and as an alternative assistance in supporting the decision-making process. There are several decision-making methods that can be used for decision-making, hut in this study using the Simple Multi Attribute Rating Technique (SMART) method. The simplicity of the SMART method in responding to the needs of decision makers and a transparent way of analysis. Therefore, the selection of the SMART method is considered appropriate in solving the problems in this study so that later it will be able to produce an effective and efficient analysis. Based on the test results using 55 alternative data, the decision results are obtained that there are 15 alternative names with the results of the decision "Eligible for Loans (EFL)" and there are 40 alternative names with the results of the decision "Not Eligible for Loans (NEFL)".
Key words: PNPM Mandiri, SPP, SPK, SMART
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